Layaway

Mackenze · 10/17/2015, 05:29 PM

Does anyone know of a Marine store online/location that offers layaway options?

stingeragent · 10/17/2015, 05:47 PM

No. What are you looking for?

ericarenee · 10/17/2015, 07:21 PM

Since technology changes things get better and better.

I would Just save your money then buy your tank and equipment at once... Maybe even shop craigslist for used.

as far as layaway you would need to talk to local stores i would assume.

Sk8r · 10/17/2015, 07:54 PM

Do this: ask your bank to do an automatic monthly withdrawal from your checking account into a new savings account. It disappears quietly and automatically, you don't see it, it doesn't burn a hole in your wallet, and over time, you end up paying cash for the desired item, which has no percentage paying service fees or credit card interest. Much better way to proceed.

Kingsixx · 10/17/2015, 11:30 PM

Exactly what Sk82 said. From what I know of layaway, you pay for whatever item(s) you want little by little and the store KEEPS said item(s) until you fully pay for it. So there really is zero benefit to layaway other than knowing that your stuff is sitting in the backroom of the store. Get yourself the savings account. You'll even make money doing so.

But to answer your question, I haven't heard of any store Marine/Reef shop that offers layaway. Might be better off trying Walmart or something if you're really hell bent on it. Providing that what you're looking for, they carry.

CStrickland · 10/18/2015, 12:22 AM

You might be able to work something out with a local store. Your local club will help you pick one that is reliable. The local clubs have subforums toward the bottom of the main page.

I've been able to rig up a tank that I really enjoy on far less $ than most people spend, this hobby isn't as expensive as people make it seem. BUT... I would strongly advise that you set aside a couple hundred bucks for emergencies. Your tank rainy-day fund will be a big relief when the inevitable, unpredictable, crazy thing happens. Just mentioning that b/c when I used layaway it was cause I was paycheck to paycheck, and I didn't have room in the budget for surprises. In this hobby, surprises are guaranteed to happen.
Good luck!

10/17/2015, 05:29 PM	#1
Mackenze Registered Member Join Date: Oct 2015 Location: Austin, Texas Posts: 74	Layaway Does anyone know of a Marine store online/location that offers layaway options?

10/17/2015, 07:21 PM	#3
ericarenee Registered Member Join Date: Sep 2013 Location: Louisville Kentucky Posts: 3,110	Since technology changes things get better and better. I would Just save your money then buy your tank and equipment at once... Maybe even shop craigslist for used. as far as layaway you would need to talk to local stores i would assume. __________________ 240+G Mixed BB Reef tank.. 350 G Marine Pond. And the expensive stuff that runs it. Chic's are for Chic's You silly men Go Fishing or something... Current Tank Info: 240= gal Reef /550 Gallon Saltwater pond 72 G Bay front Tropical aquarium

10/17/2015, 07:54 PM	#4
Sk8r RC Mod Join Date: Feb 2006 Location: Spokane WA Posts: 34,628 Blog Entries: 55	Do this: ask your bank to do an automatic monthly withdrawal from your checking account into a new savings account. It disappears quietly and automatically, you don't see it, it doesn't burn a hole in your wallet, and over time, you end up paying cash for the desired item, which has no percentage paying service fees or credit card interest. Much better way to proceed. __________________ Sk8r Salinity 1.024-6; alkalinity 8.3-9.3 on KH scale; calcium 420; magnesium 1300, temp 78-80, nitrate .2. Ammonia 0. No filters: lps tank. Alk and cal won't rise if mg is low. Current Tank Info: 105g AquaVim wedge, yellow tang, sailfin blenny,royal gramma, ocellaris clown pair, yellow watchman, 100 microceriths, 25 tiny hermits, a 4" conch, 1" nassarius, recovering from 2 year hiatus with daily water change of 10%.

10/18/2015, 12:22 AM	#6
CStrickland Registered Member Join Date: Jan 2015 Location: New England, U.S. Posts: 4,595	You might be able to work something out with a local store. Your local club will help you pick one that is reliable. The local clubs have subforums toward the bottom of the main page. I've been able to rig up a tank that I really enjoy on far less $ than most people spend, this hobby isn't as expensive as people make it seem. BUT... I would strongly advise that you set aside a couple hundred bucks for emergencies. Your tank rainy-day fund will be a big relief when the inevitable, unpredictable, crazy thing happens. Just mentioning that b/c when I used layaway it was cause I was paycheck to paycheck, and I didn't have room in the budget for surprises. In this hobby, surprises are guaranteed to happen. Good luck! __________________ If you're havin tank problems I feel bad for you, son. I got 99 problems but a fish ain't one Current Tank Info: 3/2016 upgrade to 120g. Chalk bass, melanurus, firefish, starry blenny, canary blenny, lyretail anthias, engineer gobys, kole tang. Softies / LPS / NPS. <3 noob4life <3

10/17/2015, 05:47 PM	#2
stingeragent Registered Member Join Date: Mar 2014 Posts: 1,032	No. What are you looking for?

10/17/2015, 11:30 PM	#5
Kingsixx Registered Member Join Date: Apr 2014 Location: Dutchess County, NY Posts: 52	Exactly what Sk82 said. From what I know of layaway, you pay for whatever item(s) you want little by little and the store KEEPS said item(s) until you fully pay for it. So there really is zero benefit to layaway other than knowing that your stuff is sitting in the backroom of the store. Get yourself the savings account. You'll even make money doing so. But to answer your question, I haven't heard of any store Marine/Reef shop that offers layaway. Might be better off trying Walmart or something if you're really hell bent on it. Providing that what you're looking for, they carry.